How long will it take to get an approval on my finance application?
The approval time for a car loan can vary depending on the lender and your financial situation.
If you have good credit, steady income, and provide all required documents upfront, the process is usually quicker.
Can I get Pre- Approved for a loan so I can shop around for the perfect car?
Yes! You can absolutely get pre-approved for a car loan before shopping. In fact, it’s a smart move because it:
Gives you a budget – You’ll know how much you can afford before looking at cars.
Can I get car finance if I buy Privately?
Yes, you can get car finance for a private sale, but the process is a little different from purchasing from a dealership. Credit Partners Australia we will help you through the process so it is a smooth and simple process.
Can I get finance if I have an ABN?
Yes! If you have an ABN (Australian Business Number), you may qualify for business car finance, especially if you're using the vehicle for business purposes. There are a few options available: Call Credit Partners Australia to discuss your options.
What types of loans do you offer?
We offer a wide variety of loans like Car loans, Personal loans, Chattel Mortgage, Leasing and novated lease, Equipment funding, Truck loan, Boat and marine loans, Motorcycle loans.
How much can I borrow?
Loan amounts vary depending on several factors, including your creditworthiness, income, and the type of loan. You can see potential loan amounts during the application process.
What are your interest rates?
Our interest rates are competitive and vary based on factors like your credit score, loan amount, and loan term. We encourage you to get a personalized quote to see the interest rate you qualify for.
What are the loan terms?
We offer a variety of loan terms, typically ranging from 12 months to 7 years. You can choose the term that best fits your budget and repayment plan.
How do I apply for a loan?
Apply for a loan quickly and securely on our website. Click the Apply Now Button located on our homepage.
What are the eligibility requirements for a loan?
Eligibility requirements vary, but generally include factors like credit score, income, employment history, and age.
Is my information secure?
We take the security of your information very seriously. We use industry-standard encryption and security measures to protect your data.